by Bernardo Lucas | Oct 3, 2024 | Banking
Understanding your financial health can often be boiled down to a few key numbers, and one of the most significant is your Debt-to-Income (DTI) ratio. This ratio is a crucial indicator of how well you manage your debts relative to your income, offering a snapshot of...
by Bernardo Lucas | Sep 9, 2024 | Credit Cards
Contactless payments have gained popularity in Brazil, with the country experiencing a surge in online identity fraud. Research from Sumsub, based on 4.3 million verification procedures conducted in the country, highlights that the most vulnerable industries include...
by Bernardo Lucas | Sep 5, 2024 | Investments
Moving to a new country like Brazil brings exciting opportunities, but it also comes with unique financial challenges. Understanding about managing finance for expats in Brazil, budgeting for daily expenses, and planning for the future are all critical for maintaining...
by Bernardo Lucas | Sep 5, 2024 | Credit Cards
In Brazil, credit cards are no longer just a luxury—they’ve become a vital financial tool for many people. They offer a range of benefits, from convenience to the opportunity to build a robust credit history. With a plethora of options available, deciding how...
by Bernardo Lucas | Sep 4, 2024 | Credit Cards
Credit cards are a convenient financial tool for many Brazilians, offering the ability to make purchases without immediate cash and often providing rewards or cashback benefits. However, if not managed properly, these credit cards can cause some serious financial...