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Understanding and Conquering Negative Debt: A Comprehensive Guide

Understanding and Conquering Negative Debt: A Comprehensive Guide

by Bernard Lucas | Jul 17, 2024 | Credit Cards

  Negative debt, also known as bad debt, isn’t just an unpaid account; it’s a red mark on your credit report. It arises when an unpaid bill is reported to credit bureaus (Serasa, SPC) after a missed deadline. This significantly impacts your credit...
Proven Strategies to Rebuild a Healthy Credit Score

Proven Strategies to Rebuild a Healthy Credit Score

by Bernard Lucas | Jul 17, 2024 | Credit Cards

Having a low credit score can feel like a roadblock to financial progress. Fortunately, there are credit cards designed specifically to help people with limited or bad credit history establish or rebuild a healthy credit score. These cards offer a chance to...
Corporate Cards: Exploring Their Purpose and Benefits

Corporate Cards: Exploring Their Purpose and Benefits

by Bernard Lucas | Feb 17, 2025 | Credit Cards

Efficiency and control over finances is one of the crucial things that a lot of people seek. Corporate cards offer a strategic solution by streamlining expense management and delivering significant advantages for both employers and employees. Let’s explore the...
From Miles to Cashback: Exploring Top Credit Card Benefits

From Miles to Cashback: Exploring Top Credit Card Benefits

by Bernard Lucas | Feb 17, 2025 | Credit Cards

Credit cards are not just about making purchases; they come with exciting perks like travel miles and cashback rewards. Understanding these benefits and choosing the right card can help you make the most out of your financial transactions. Here’s a guide to help...
Understanding the Difference Between Health Plans and Health Insurance in Brazil

Understanding the Difference Between Health Plans and Health Insurance in Brazil

by Bernard Lucas | Feb 18, 2025 | Insurance

Navigating healthcare options in Brazil can be confusing, especially when terms like “health plan” and “health insurance” get thrown around. Both offer access to private healthcare, but they function in distinct ways. This article clarifies the...
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